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Financing

CYCLISTS TAKING A SELFIE

Welcome to the exciting world of cycling! Whether you are new to the sport or a seasoned veteran, we are excited that you're interested in riding.

Owning your dream bike just got easier with our partnership finance programs available both in store and online! We're here to help you have more fitness, freedom and fun.

Online Financing Options

Pay on your terms. Splitit makes your payments smaller so you can make life bigger. Splitit offers monthly payments using your credit card at 0% interest.

There are no applications or credit checks and you continue to earn any points and rewards associated with your credit card. Available online only.

For more information on Splitit click here.

Paypal Credit is a flexible financing tool offered through Paypal services. When you checkout using Paypal and choose Paypal Credit, you can look for special financing offers like this one: No Payments + No interest if paid in full in 6 months on purchases of $99 or more, subject to availability. Available online only.

For more information on PayPal Credit click here (a new window will open).

In Store & Online Financing

SNAP is fast and convenient! Once you’ve submitted your application, it only takes seconds to know if you’ve been approved. Since SNAP has a high approval percentage your chance to qualify is high! A quick and easy way to finance up to $3,000 with no credit check required. Available in our retail stores and online. If you'd like to use SNAP finance online to complete a purchase please contact us at 888-231-2453.
For more information on Snap Finance click here.
Affirm gives you a simple way to purchase that new bike or cycling gear with no hidden fees. Provide some basic information and get approved quickly! Affirm allows you to split your purchase into 3, 6, or 12 monthly payments. (Rates from 10-30% APR). A $950 purchase may cost $88.15 for 12 months at 20% APR. Simply pay your monthly bill using a debit card, bank transfer at affirm.com/pay. Available in our retail stores and online.

For more information on Affirm financing click here.

In Store Financing

Get your dream bike and cycling gear today with FREE financing (12 months same as cash, on approved credit). Our Freedom To Ride credit card is a convenient way to get the bike and accessories you want right away. You can begin your application online now and finalize it in store and you'll be riding in no time. Available in our retail stores only.

For more information on Synchrony's Freedom to Ride card click here.